Monica Itiniant cites “Buying a home is not like purchasing a automobile, a mutual fund or other commodity”. “Purchasing a home in Toronto is probably the largest investment you’ll realize in your lifetime”. My name is Francois and I have had the delight to work alongside Monica Itiniant, from Royal LePage Real Estate Services in Toronto, to see why so many of her clients say so many great things about her. Now lets get started, Monica says – To make sure you buy the right home, you will want to approach all aspects of buying a house with research and concern. Purchasing a home is a wonderful time in your life and that’s why working with a great real estate agent specializing in buying property is a super idea. It is experience that you acquire by working with an agent, and experience reduces the amount of concerns and unfamiliar variables that the average person encounters when buying.

Monica points out, as so many others do, that purchasing a home in Toronto is in all probability the heaviest investment you will make, with long-term financial ramifications. Whether you’re shopping for previously owned or new, if you’re considering about purchasing a home, make sure you know its actual condition before you make an offer. A superb real estate agent should be able to direct you through every last step to purchasing a home.

Now lets get to the center of this. The steps required in purchasing a house are simple: Discover what you NEED, then decide what you WANT. The next step is to figure how much you can AFFORD, and folks are financially ready. Do all the numbers, all your disbursals and all your incomes. Be precise. Then the next step is to acquire pre-financing. Make sure you go to your bank of selection, or use a mortgage broker, and tell them you want to get pre-approved for buying a home. This pre-approval mortgage number is a specific dollar number that assures you what you can afford. Dont start looking until you have this all-important $ number.

The next step would be to explore the listings of homes for sale in your region through an online service or with your real estate agent. By comparing your house to recent sales and other similar homes on the market, you and your agent will rapidly know what your home is worth. After you have discovered and seen a couple of homes, you may be at the point where you have seen your perfect home. Work with a real estate agent and then negotiate an offer to your liking.

Lastly, have the home inspected by a reputable inspection company. An extensive inspection by a certified professional can mean the difference between finding your dream home, or moving into a long-term nightmare. With a real home inspection, youll realize why an inspection can offer a pacification of mind to a buyer. Just a reminder folks, some helpful text and video links are on Monica Itinerants website at www.monicaitiniant.com. There are links to a wealth of info to assist you in the home buying process; she has even posted a few outstanding videos on home inspection, packing for your move and more.

Let Monica take the mystery out of buying a home in Toronto, use her online website resources. Monica also points out, go and do some online inquiry, ask with your local alderman/politician if there are governmental/municipal inducements when buying a home, or if there are renovation discounts available as well.

First-time homebuyers may be eligible to receive tax credits for buying a home in 2009, and 2010 (certain conditions apply). I can see that working alongside Monica for a day how passionate she is about her business. The function of this article was for Monica to stress to you this – it is important for you to understand all of the consequences and pitfalls involved in buying a home, so that you can find the house that meets your needs and buy it on terms you can afford. You want to own a dream home, not a nightmare, or a property you grow out of in 2 months.

To conclude, right now as I write this article with Monica, one of her clients is buying a home in the city and they Enquirer her to help them determine what type of home in the area matches their needs. Which brings me to another important point: when purchasing a home, take the time to acquire a premium real estate agent, they make your life so smooth and less hectic with such a big purchase. Give Monica a call, because when you contact her, you will see why people like her.

Enjoy the benefits of a productive agent CALL MONICA ITINIANT of Royal LePage Real Estate Services Click on the link and search for your new homeLet Monica help you in buying a condo in Toronto, purchasing a home in Toronto, or to help you sell your home in the GTA area

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