Monica Itiniant cites “Buying a home is not like purchasing a car, a mutual stock or other commodity”. “Buying a home in Toronto is plausibly the heaviest investment you’ll realize in your lifetime”. My name is Francois and I have had the joy to work alongside Monica Itiniant, from Royal LePage Real Estate Services in Toronto, to experience why so many of her clients say so many great things about her. Now lets get started, Monica states – To make sure you purchase the proper home, you will need to set about all aspects of buying a house with research and concern. Buying a home is a special time in your life and that’s why working with a great real estate agent specializing in buying property is a super idea. It is experience that you realize by working with an agent, and experience cuts the amount of headaches and unknown variables that the average person encounters when buying.

Monica points out, as so many others do, that buying a home in Toronto is probably the biggest investment you will realize, with long-term financial complications. Whether you’re browsing for previously owned or new, if you’re considering about buying a home, make sure you recognize its true condition before you produce an offer. An accomplished real estate agent should be able to guide you through each step to purchasing a home.

Now lets get to the heart of this. The steps involved in purchasing a house are simple: Determine what you NEED, then decide what you WANT. The next step is to figure how much you can AFFORD, and folks are financially ready. Do all the numbers, all your disbursals and all your incomes. Be precise. Then the next step is to acquire pre-financing. Make sure you go to your bank of choice, or use a mortgage broker, and tell them you desire to get pre-approved for buying a home. This pre-approval mortgage amount is a specific dollar number that tells you what you can afford. Dont start searching until you have this all-important $ number.

The next step would be to explore the listings of homes for sale in your region through an online service or with your real estate agent. By comparing your house to recent sales and other similar homes on the market, you and your agent will rapidly know what your home is worth. After you have discovered and seen a couple of homes, you may be at the point where you have seen your perfect home. Work with a real estate agent and then negotiate an offer to your liking.

Lastly, have the home inspected by a reputable inspection company. A comprehensive inspection by a certified professional can mean the difference between getting your dream home, or moving into a long-term nightmare. With a right home inspection, youll understand why an inspection can offer a peace of mind to a purchaser.

Just a reminder folks, some helpful text and video links are on Monica Itiniant’s website at www.monicaitiniant.com. There are links to a wealth of data to assist you in the home buying procedure; she has even posted a few excellent videos on home inspection, packing for your move and more. Let Monica take the mystery out of purchasing a home in Toronto, use her online website resources. Monica also points out, go and do some online research, ask with your local alderman/politician if there are Governmental/municipal incentives when buying a home, or if there are renovation rebates available as well.

First-time homebuyers may be entitled to receive tax credits for buying a home in 2009, and 2010 (certain conditions apply). I can see that working alongside Monica for a day how passionate she is about her job. The intention of this article was for Monica to stress to you this – it is essential for you to realize all of the issues and pitfalls involved in buying a home, so that you can find the house that meets your needs and buy it on terms you can afford. You want to own a dream home, not a nightmare, or a property you grow out of in 2 months.

To conclude, right now as I write this article with Monica, one of her clients is buying a home in the city and they Enquirer her to help them determine what type of home in the area matches their needs. Which brings me to another important point: when purchasing a home, take the time to acquire a premium real estate agent, they make your life so smooth and less hectic with such a big purchase. Give Monica a call, because when you contact her, you will see why people like her.

Enjoy the benefits of a productive agent CALL MONICA ITINIANT of Royal LePage Real Estate Services Click on the link and search for your new homeLet Monica help you in buying a condo in Toronto, purchasing a home in Toronto, or to help you sell your home in the GTA area

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